Personal finance

Zekro – Debt Tracker & IOU

Track debts, partial payments, due dates and each person's net balance privately and offline.

OfflineNo accountLifetime
GET IT ONGoogle PlayFull policy
WHAT IT SOLVES

A real problem.
A clear solution.

Zekro organizes money between friends, family or colleagues: who owes whom, what remains, when it is due and which payments have already been made. It supports 20 separate currencies, bill splitting, Today view, PDF statements, CSV, receipt photos and two widgets.

USAGE TIPS

Start right.

  1. Assign each debt to a person and record partial payments to keep the balance accurate.
  2. Use Today and reminders for due dates, and snooze only when a new date has been agreed.
  3. Create encrypted backups regularly and protect exported CSV, PDF and proof photos separately.
PRIVACY

What you need to know.

  • Data stays locally on the phone; there is no Zekro account, advertising, analytics or TSI Dev Studio database server.
  • Backups and exports are created in a user-chosen location, and reminder sharing is always initiated manually.
  • Google Play processes the Lifetime purchase and restoration; Zekro does not receive full payment details.
Read the dedicated policy →
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