ZEKRO · PRACTICAL GUIDE
Debt Tracker for Android
Zekro is a private, manual debt tracker for Android that keeps amounts owed, due dates, repayments and each person's history in one focused record.
Track what you owe and what others owe you
Record both directions clearly. Each entry identifies the person, amount, currency and whether the money is owed to you or by you.
Keep a history for each person
Instead of relying on chat messages, keep debts, loans, notes, proof photos and payments together under the relevant person.
Record due dates
A due date and local reminder make the intended repayment date easier to revisit. The Today view gathers timely items in one place.
Add partial payments
Record more than one payment and keep the original history intact. Zekro recalculates the amount that remains.
Review net balances
If you and another person owe each other money across several entries, the net balance provides a concise view without converting currencies automatically.
Private, manual records
Zekro stores its working database locally, requires no Zekro account, and includes no ads or analytics. Encrypted backups and exports remain user-controlled.
Not financial advice or banking
Zekro does not connect to a bank, initiate payments, collect debts or provide financial advice. It records information you choose to enter.
Frequently asked questions
Can I track debts for different people?
Yes. Records and history can be organized per person.
Can I record partial payments?
Yes. Add each payment while retaining the repayment history.
Can I see how much remains?
Yes. Zekro shows the remaining amount after recorded payments.
Can Zekro connect to my bank account?
No. Zekro is a manual tracker and does not connect to bank accounts.